Day Beware of ‘sweetheart’ scams this Valentine’s

Day Beware of ‘sweetheart’ scams this Valentine’s

NASHVILLE – With Valentine’s Day approaching fast, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of customer Affairs reminds Tennesseans to be skeptical of ‘sweetheart’ scammers who claim to love you but, the truth is, are merely after your hard earned money.

“Valentine’s Day is a period showing your family just how much you care, but inaddition it offers the perfect chance of unscrupulous people to benefit from naive customers through the use of emotion-provoking scam tactics,” stated TDCI Commissioner Julie Mix McPeak. “We urge customers to be skeptical of deals that seem too good to be real and people whom ask for the money through online dating services.”

With Tennessee rated 10 th into the country for fraudulence , the Division of customer Affairs provides the after to assist Tennesseans avoid being fully a scammer’s sweetheart:

ONLINE DATING SITES SCAMS union frauds, or “sweetheart” scams, are among the earliest tricks in many scammers’ playbooks. Regrettably, the increase of online dating sites internet sites, mobile apps, and networking that is social have actually offered scammers a fresh means to deceive individuals into thinking their schemes. While genuine relationships are frequently aquired online, scammers also make use of these web sites and platforms to victim on naive victims. Scammers will generate profiles that are fake attract people and then make use of psychological techniques to get cash.

  • You meet some body for a dating website. The individual you’re chatting with straight away desires to keep the dating internet site and begin interacting over individual e-mail or IM.
  • The individual claims love quickly and things turn severe.
  • Even though the person claims become through the U.S., he/she additionally claims to be traveling or working offshore.
  • Scammers use emotions by simply making up elaborate tales about requiring cash for travel mishaps, medical emergencies, missing visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the help that is financial by them cash. The very first transfer is tiny, but it is accompanied by demands for lots more.

Keep in mind: NEVER deliver money to somebody who is utilizing the above strategies or to some body you’ve never ever met face-to-face.


Present cards frauds are an increasingly typical means for scammers to benefit down customers with good motives. This past year, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an internet love interest or even a remote household user up against a bind that is financial. Rather than a cable transfer or money, the scammers will persuade the customer to shop for present cards (frequently iTunes or Google Enjoy) and supply these with the code that is redeemable the back of the card. (this technique is optimal for scammers as the scam is difficult to locate.) Customers whom be given a request re re payment making use of iTunes present cards it to the Federal Trade Commission (“FTC”) that they believe may be a scam should report.

  • Never read or text someone the PIN quantity from the straight straight straight back of a present card. The quantity can be good as money in the scammers’ pocket.
  • Reputable organizations, like technology help businesses and shop-at-home services, don’t ask for present cards as payment. If you’re being expected by a caller to fund a products or services with something special card, continue with caution since it is most most likely a scam.
  • From a reputable and known source if you’re buying gift cards as gifts, make sure to buy them.


Considering buying present certificates or reduced solutions for Valentine’s Day? keep in mind:

  • Very Very Carefully review the termination date associated with present card. Generally speaking, the termination date of a present card you buy should really be at the least 5 years following the date it had been granted to you personally underneath the guidelines regarding the FTC ; additionally, the Tennessee customer Protection Act provides that an expiration must be had by a gift certificate date that is at the least 2 yrs following the gift certification is given.
  • You must never be charged a charge for the present certification being given.
  • Within 2 yrs of buying the present certification, you shouldn’t be charged solution charges (including dormancy costs, latency charges, or administrative costs) that decrease the total value regarding the gift certification.
  • These limitations may well not use to prepaid cards to make phone calls or at numerous, unaffiliated merchants or at ATMS. They even might not connect with specific cards offered as client commitment prizes, distributed or offered below face value to charitable businesses for fundraising, offered with a charity for fundraising purposes, fond of a company by a worker for the employing business, or given by an manager in recognition of solutions done by an employee.
  • When buying something special, be aware of always return policies and get for a present receipt.